Wisconsin-Consumer Blog by Gordon Leech » fraud alert http://wisconsin-consumer.com Protecting People from Unlawful Consumer & Employment Practices Tue, 22 Oct 2013 15:40:37 +0000 en-US hourly 1 http://wordpress.org/?v=3.4.2 How to Secure Your Credit Reports After Identity Theft under Federal Law http://wisconsin-consumer.com/how-to-secure-your-credit-reports-after-identity-theft-under-federal-law/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-secure-your-credit-reports-after-identity-theft-under-federal-law http://wisconsin-consumer.com/how-to-secure-your-credit-reports-after-identity-theft-under-federal-law/#comments Wed, 06 Feb 2013 23:42:34 +0000 Gordon Leech http://wisconsin-consumer.com/?p=290 If you are the victim of identity theft or fraud, you have the right to place a fraud alert on your consumer files with the 3 national consumer credit reporting agencies, Equifax, TransUnion and Experian. This makes it harder for … Continue reading →

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]]> If you are the victim of identity theft or fraud, you have the right to place a fraud alert on your consumer files with the 3 national consumer credit reporting agencies, Equifax, TransUnion and Experian. This makes it harder for anyone to use your consumer information through the agencies to open new credit accounts. You can place the fraud alert on your consumer files by contacting one of the three agencies and reporting the fraud and requesting the fraud alert. More information on this process is at https://www.annualcreditreport.com/cra/helpfaq#fraudalert. You are also entitled to a free copy of your consumer file, known as a “consumer disclosure,” after you are the victim of fraud. You can request this at the time you place the fraud alert.

The contact information for placing a fraud alert is:

  • Equifax: 1-877-576-5734; www.alerts.equifax.com
  • Experian: 1-888-397-3742; www.experian.com/fraud
  • TransUnion: 1-800-680-7289; www.transunion.com

If you are a resident of Wisconsin, you may also have the right to place a Security Freeze on your files. See our Blog entry on How to Secure Your Credit Reports After Identity Theft under Wisconsin Law for more information.

The post How to Secure Your Credit Reports After Identity Theft under Federal Law appeared first on Wisconsin-Consumer Blog by Gordon Leech.

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